Sandy Geho

Sandy Geho is Director of Voluntary Benefits at Bolton. Since joining the firm in 2015, she has provided dedicated client support across voluntary benefits consulting, custom research initiatives, compliance guidance, benefit plan RFPs and implementations, dependent eligibility audits, and day-to-day account management.

Sandy brings more than 20 years of experience in the financial services industry and applies that foundation to benefits consulting work requiring strong attention to detail, process discipline, strategic analysis, and client-focused service. She leads and supports voluntary benefit RFP and procurement initiatives, managing the process from market research and development of carrier specifications through proposal evaluation, financial and contractual analysis, finalist review, vendor recommendations, negotiations, and implementation. She works closely with clients and carrier partners to evaluate plan design, pricing, contractual provisions, administrative capabilities, enrollment strategy, and overall value, helping clients identify solutions that align with their benefit objectives and workforce needs.

In addition to her voluntary benefits responsibilities, Sandy serves as a project lead for dependent eligibility audits, coordinating complex audit initiatives and helping clients strengthen eligibility controls and benefits administration processes. Her experience also includes renewal analysis, carrier negotiations, implementation support, and operational improvements across a variety of employee benefit programs.

She holds a Bachelor of Business Administration degree with a Finance concentration from the University of Baltimore and is a Licensed Life and Health Insurance Producer. She has also pursued advanced employee benefits education through the Certified Employee Benefit Specialist (CEBS) curriculum.