Archives: 2025

IRS Eases Reapproval Burden for Substitute Mortality Tables in 2026

Plan sponsors of single-employer defined benefit plans can ask the IRS for permission to use their own mortality tables instead of the standard mortality assumptions, as long as they have enough reliable data to support it.Starting with plan years that begin on or after January 1, 2026, sponsors wh…Continued

Deadline Reminder: RxDC Reports Are Due by June 1, 2025

Group health plans and health insurance issuers must annually submit detailed information on prescription drug and health care spending to the federal government. This reporting is referred to as the “prescription drug data collection” (or “RxDC report”). This is an annual reporting requirement—pla…Continued

JPMorgan Lawsuit Could Reshape Fiduciary Standards for Health Plans

Since the Consolidated Appropriation Act of 2021 was passed, increased scrutiny of medical and pharmacy carrier practices has led to lawsuits by health plans suing carriers and TPAs for suppression of data, improper out-of-network charges and hidden fees. More recently, health plan members and reti…Continued

Social Security Fairness Act of 2025: A Game-Changer for WEP & GPO

What HappenedOn January 5, 2025, the Social Security Fairness Act became law. The Act abolishes two long-standing provisions of the Social Security benefits structure:WEP – Windfall Elimination ProvisionGPO – Government Pension OffsetThe new rules apply to all payments payable for January 2024 and …Continued